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Virtual Check 21
     AND Credit Card

Processing Services

At Check21.com we offer our customers
a variety of financial transaction proc-
essing services including, electronic
check processing, credit card processing,
and an e-commerce solution.

VIRTUAL CHECK 21
PROCESSING

  Demand Draft and ACH Processing Solutions

DEMAND DRAFT
& ACH PROCESSING

    The Print Demand Draft Service is a duplication of an original check using the banking information given by a consumer. Print     Demand Draft’s are a legal equivalent to the original check. Each check is printed on legally accepted and formatted IRD     “Image Replacement Document” paper.

FUND VERIFICATION
SERVICES

    The checks printed are also known as substitute checks. After printing has occurred, the print demand drafts are either     couriered to the bank of deposit or scanned through a Remote Deposit Check 21 Scanner. Check21.com has also developed an     ACH platform which allows merchants to send as well as debit ACH transactions from its customers

CREDIT CARD
PROCESSING

Currently, Automated Clearing House transfers (ACH) is the largest competitive solution in the marketplace today as it is the method used primarily for processing of check transactions.
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E-SHOPPING CART
SERVICES

  Virtual Check 21
  Service Benefits:

    Same-day fund availability.
       
    Lowers the amount of returned items (NSF's)
       
    Lowers the amount of monthly chargebacks.
       
   check Direct Merchant-to-Bank transaction submissions.
       
   check Negative check database and funds verification.

    Check 21 vs ACH:           

       Payment To Merchant:
            Check 21: Payment sent direct to merchant by
            clients bank sameday. No middleman or broker             receives funds.

            ACH: Payment sent to merchant by ACH broker.

       Payment Types:
            Check 21:
Business Checks, Personal Checks,             Cashier Checks, and Money Orders.
            ACH: Consumer and Some Business Checks Only.
                                                            ACH vs Check 21 Comparison of Service

E-Shopping Cart
Special Offer:
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